Category
Loans
2 articles
Loans2 min read
How Banks Actually Calculate Your Personal Loan Eligibility
FOIR, the income multiplier, and why existing EMIs hurt your eligibility more than a new applicant expects — plus how to raise it before you apply.
Read articleLoans1 min read
Flat Rate vs Reducing Balance Interest: Why Your Real EMI Rate Is Higher Than Advertised
A 12% flat rate loan can cost as much as a 22% reducing balance loan. Here's the math lenders don't walk you through.
Read article